[Terezinha]

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Dr. Vinicius, good afternoon!
I would like to ask about the payment of life insurance to a beneficiary who made the Declaration of Final Departure from the Country in 2012 and who does not have a bank account in Brazil. Will the insurance company charge income tax when remitting the money abroad, or is there no tax in this case?
Would it be possible to allocate the insurance amount to another beneficiary who lives in Brazil and then remit it abroad in stages to reduce the amount of income tax?

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