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ok, what if you've been living abroad for years but haven't changed your account? I moved to the US in 2013 and I don't remember hearing about it. In other words, I still use my Brazilian account as normal. But I haven't received any kind of income since I moved here. I don't have credit cards or anything. I only use it to transfer money from here to Brazil to buy a present for my mother or something. What should I do now? How do I resolve this?